Investment Management

“If you don’t find a way to make money while you sleep, you will work until you die.” 

- Warren Buffett

Managing your own investments can be scary and creates the potential to harm your financial plan if not done correctly.  Working with a professional focused on sound and evidence-based investing principles can help keep you on track.

Initial Services
  • Review of current investment holdings’ fees and asset allocation

  • Investor Profile analysis to determine your investing tendencies and risk tolerance

  • Development of Investment Policy Statement to keep you on track through the swings of the market

  • Account opening and portfolio implementation

  • Comprehensive Financial Plan (For households with $500k or more invested)

Ongoing Services
  • Quarterly market review

  • Monthly dollar value invoicing

  • Investment behavior check-in surveys

  • Access to Right Capital financial planning software

  • Annual Comprehensive Financial Plan update (For households with $500k or more invested)

Fee: 0.85% of AUM
(Capped at $3,900 per year)

Advisory fee only. Does not include fund fees.

Frequently Asked Questions

Are there any account minimums?


Nope! We understand many people may not have much to invest and that is perfectly fine. The important thing is getting started. As the saying goes, "The best time to plant a tree was 30 years ago, the second-best time is today." Clients with investment accounts over $500,000 will receive the option of a Comprehensive Financial Plan with annual updates at no additional fee.




Is Investment Management right for me?


Investing in the market can be intimidating and poor investing behavior can cause issues with your financial plan. Research* has shown that working with an advisor can add about 1.59% - 3% in value per year. *https://www.kitces.com/blog/trust-research-advisor-planner-use-benefits-value-vanguard-alpha-morningstar-gamma/




Is 0.85% per year a reasonable fee?


Traditional investment management services often use a tiered approach to fee schedules. According to a financial advisor fee comparison by Inside Information*, “a substantial number of advisors charge more than 1%, particularly for clients with portfolios of less than $250,000 where the median fee is almost 1.25%”. The “typical” 1% AUM fee is just typical for portfolios around the size of $1 million. *https://www.kitces.com/blog/independent-financial-advisor-fees-comparison-typical-aum-wealth-management-fee/




Why is the fee capped?


Where the client’s needs come first, capping fees is a great solution. This allows your portfolio to grow more over time while receiving professional portfolio management. The charts below compare our capped fee and low-cost investment approach to median advisor fees for both large and small valued accounts. For illustration purposes only. Past performance does not guarantee future results. Assumes a growth rate of 7% before fees. Rooted Interest fees based on 0.85% with a cap of $3,900 and an average expense ratio of 0.06% (First Ascent Asset Management Global ETF portfolios). Median AUM fees source: https://www.kitces.com/blog/independent-financial-advisor-fees-comparison-typical-aum-wealth-management-fee/




Where will my money be held?


We utilize TD Ameritrade as a custdodian to hold your assets. We never have direct access to your money.





Ready to get started?